FORTIFIED Roofing in Georgetown
The Storm-Resistant Standard Built for Williamson County
The April 2025 storm damaged an estimated 29,000-50,000 structures in Georgetown—that's not a typo. Standard roofs failed across neighborhoods while homes built to FORTIFIED specifications stayed intact. For Georgetown homeowners tired of post-storm claims, repairs, and worry, FORTIFIED certification offers scientifically-proven protection and potential insurance savings of up to 28%.
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What does FORTIFIED Roof certification cost in Georgetown, TX?
For Georgetown homes, achieving FORTIFIED Roof certification typically adds $2,500-$5,500 to a standard roof replacement, depending on existing construction and certification level. Most Georgetown homes have solid sheathing (plywood or OSB) already, which simplifies the upgrade. Texas insurers offer premium discounts of 10-28% for FORTIFIED-certified homes. At typical Williamson County premiums, that often means $400-$1,200 annually in savings, plus dramatically reduced storm damage claims.
- FORTIFIED upgrade cost: $2,500-$5,500 above standard replacement
- Texas insurance discounts: 10-28% (varies by carrier)
- Typical annual savings: $400-$1,200 depending on current premium
- Certification valid: 5 years (re-certification required)
- Three levels: FORTIFIED Roof (Bronze), Silver, Gold
- Reduces hail and wind damage by up to 90% vs. code-minimum
Why FORTIFIED Makes Sense in Georgetown
The April 2025 Wake-Up Call
Georgetown experienced 18 significant hail events in 2025, culminating in the April storm that produced tennis ball-sized hail (up to 3 inches) and damaged tens of thousands of structures. Standard roofs simply aren't designed for this exposure. FORTIFIED is.
Catastrophic Hail Frequency
Impact: Georgetown doesn't just get hail—it gets catastrophic hail. The April 2025 event was one of the largest losses in Williamson County history. Standard shingles sustain cumulative damage from smaller events and fail completely in larger ones.
Our Solution: FORTIFIED specifies impact-resistant materials and installation methods that survive events that destroy standard roofs. The sealed deck system keeps water out even if shingles are compromised.
High-Velocity Winds
Impact: The April 2025 storm brought winds exceeding 70 mph. Standard roofs begin failing at 60-70 mph—edge metal lifts, shingles tear, and progressive failure accelerates. Once one edge lifts, the entire roof is compromised.
Our Solution: FORTIFIED addresses failure points systematically. Enhanced edge metal resists uplift (the most common failure initiation point). Ring-shank nails prevent progressive loosening. The system degrades gracefully rather than failing catastrophically.
Insurance Premium Reality
Impact: Texas homeowner insurance premiums have increased significantly. Hail claims in Williamson County drive rates higher for everyone. Each claim on your history affects your premiums and insurability.
Our Solution: Texas law requires insurers to offer discounts for fortified construction. Many carriers offer 10-28% premium reductions for FORTIFIED-certified homes. Beyond the discount, fewer claims mean better long-term rates.
Post-Storm Recovery Burden
Impact: After April 2025, Georgetown homeowners waited weeks or months for contractors. Material shortages, scheduling backlogs, and tarped roofs became the norm. The stress and disruption compounded the financial impact.
Our Solution: FORTIFIED homes typically have minimal or no damage after storms that devastate standard construction. While neighbors wait for adjusters and contractors, FORTIFIED homeowners return to normal immediately.
FORTIFIED Considerations by Georgetown Neighborhood
FORTIFIED certification is available throughout Georgetown. Implementation approach varies by home age and construction:
Sun City
2000s-2010s construction with generally good initial quality. Single-story designs. Active adult community with strong HOA.
Excellent candidates for FORTIFIED. Solid sheathing standard in this era. Single-story designs simplify installation. Many Sun City residents are upgrading to FORTIFIED after experiencing multiple storm cycles. HOA approval applies—we handle documentation.
Berry Creek
1990s-2000s construction ranging from starter homes to luxury properties. Mix of ages and quality levels.
Good candidates when roof replacement is needed. Older sections may have original roofs that are due for replacement anyway—perfect time to upgrade to FORTIFIED. Higher-end areas justify premium investment.
Cimarron Hills
Exclusive gated community with custom homes and premium finishes. High property values.
High home values strongly justify FORTIFIED investment. Complex roof designs benefit significantly from systematic FORTIFIED approach. Insurance savings plus protection of high-value interiors makes compelling case.
Wolf Ranch & Teravista
Newer construction (2010s-present) with modern codes and solid sheathing standard.
Newer homes are closest to FORTIFIED standards already. When storm damage requires replacement, FORTIFIED upgrade during insurance-covered work is very cost-effective. Minimal additional work needed in most cases.
Historic Downtown
Older homes with varied construction methods. Some may have skip sheathing (spaced boards) rather than solid decking.
If skip sheathing is present, FORTIFIED requires overlay with solid panels—adds cost but still achievable. Older homes often benefit most from systematic upgrade. Evaluate case-by-case.
FORTIFIED Certification Costs in Georgetown
FORTIFIED certification costs depend on your existing construction and target certification level. Here's what Georgetown homeowners typically invest:
FORTIFIED Roof (Bronze) - Upgrade Only
$2,500 - $4,500
If your home already has solid sheathing (most Georgetown homes do) and you're replacing your roof anyway, FORTIFIED Roof designation adds this amount. Includes sealed deck membrane, enhanced edge metal, proper nailing pattern, and certification inspection.
FORTIFIED Roof (Bronze) - Full Replacement
$18,000 - $32,000
Complete roof replacement built to FORTIFIED Roof standards. Includes tear-off, any necessary decking work, sealed deck system, enhanced installation, quality materials, and certification inspection. Total project cost, not just upgrade.
FORTIFIED Silver
+$3,000 - $7,000 above Bronze
Adds opening protection (storm shutters or impact-rated windows) and gable end bracing if applicable. Greater insurance discount potential.
FORTIFIED Gold
+$8,000 - $18,000 above Silver
Comprehensive structural upgrades including continuous load path from roof to foundation. Requires engineering evaluation. Maximum insurance discount.
Re-Certification (Every 5 Years)
$300 - $600
FORTIFIED certification expires after 5 years. Re-certification requires evaluator inspection. If roof is maintained properly, just the inspection fee.
Factors Affecting Price
- 1Existing roof deck material (plywood/OSB vs. skip sheathing)
- 2Number and type of penetrations
- 3Roof complexity (valleys, dormers, pitch changes)
- 4Current condition (any needed repairs)
- 5Certification level targeted (Bronze, Silver, Gold)
- 6Evaluator availability and fees
These ranges reflect 2026 Georgetown pricing. Your specific cost depends on home evaluation. Insurance savings vary by carrier—we can help estimate based on your current premium, but savings aren't guaranteed until your insurer confirms.
How FORTIFIED Certification Works
FORTIFIED certification is verified by independent evaluators certified by the Insurance Institute for Business & Home Safety (IBHS). Here's the process:
Initial Evaluation
We assess your home's current construction, roof condition, and FORTIFIED eligibility. This includes examining roof deck material, structure, penetrations, and overall condition.
Local Note: Most Georgetown homes built since 1990 have solid sheathing, which simplifies the upgrade path.
Scope & Estimate
We provide detailed scope of work and cost estimate covering all materials, labor, and certification fees. We separate base replacement cost from FORTIFIED upgrade cost.
Local Note: We estimate your potential insurance savings based on typical Texas discounts. This helps you calculate true ROI.
Pre-Construction Coordination
We coordinate with an IBHS-certified evaluator before work begins. The evaluator may inspect existing conditions or review our scope.
Local Note: We have established relationships with Texas evaluators and handle all scheduling.
Construction & Documentation
We complete the roof replacement following FORTIFIED specifications precisely. Every step is photographed and documented for evaluator review.
Local Note: FORTIFIED has specific requirements for each component. We build to standard, not minimum.
Mid-Construction Inspection
The evaluator inspects during construction—typically after deck sealing but before shingle installation. This verifies the sealed deck system while visible.
Local Note: We coordinate timing to minimize delays. The inspection typically takes 1-2 hours.
Final Inspection & Certification
After completion, the evaluator conducts final inspection, verifies all requirements are met, reviews documentation, and submits for certification.
Local Note: Our first-pass rate is near 100% because we build to standard rather than trying to sneak by.
Insurance Documentation
Once certified, you receive official FORTIFIED documentation to submit to your insurance company. We provide guidance on submission and what discounts to request.
Local Note: Texas insurers handle FORTIFIED discounts differently. We help you navigate with your specific carrier.
FORTIFIED System Components
FORTIFIED Roof certification requires specific materials and installation methods. Here's what goes into a FORTIFIED-certified roof in Georgetown:
Sealed Roof Deck System
Why for Georgetown
The core of FORTIFIED protection. A sealed deck creates a watertight barrier under your shingles. If shingles are damaged, your home stays dry. This single component prevents more storm damage than any other upgrade.
Best For
Every FORTIFIED Roof certification—this is required
Considerations
Two acceptable methods: full peel-and-stick membrane or taped seams with qualifying tape. We prefer full membrane.
Enhanced Drip Edge & Edge Metal
Why for Georgetown
Roof edges are where wind damage starts. Wind gets under standard drip edge, lifts it, and failure cascades. FORTIFIED specifies enhanced edge metal secured with sealant and face-nailed at closer intervals.
Best For
Required for all FORTIFIED certifications
Considerations
This is one of the most common failure points on non-FORTIFIED roofs after storms.
Ring-Shank Nails & Enhanced Nailing Pattern
Why for Georgetown
Standard smooth-shank nails can pull out under sustained wind pressure. Ring-shank nails have superior pull-out resistance. FORTIFIED specifies more nails per shingle and specific placement.
Best For
Required for all FORTIFIED certifications
Considerations
Takes more time and nails, but wind resistance improvement is substantial.
Impact-Resistant Shingles (Class 4)
Why for Georgetown
While not strictly required for FORTIFIED Roof (Bronze), impact-resistant shingles significantly improve performance in Georgetown's extreme hail environment.
Best For
Highly recommended for all Georgetown FORTIFIED roofs
Considerations
Adds 15-20% to shingle cost but provides meaningful protection. GAF Armor Shield II is our preferred option.
FORTIFIED-Rated Hip & Ridge
Why for Georgetown
Hip and ridge caps experience the highest wind exposure. Standard caps often fail first. FORTIFIED specifies high-wind rated caps with enhanced attachment.
Best For
Required for all FORTIFIED certifications
Considerations
We hand-seal all ridge caps in addition to mechanical attachment.
Proper Attic Ventilation
Why for Georgetown
FORTIFIED requires adequate attic ventilation per building science standards. Proper ventilation prevents moisture buildup that degrades roofing materials.
Best For
Required for all FORTIFIED certifications
Considerations
Some Georgetown homes are under-ventilated. We calculate requirements and ensure compliance.
Why Choose Lapeyre Roofing for FORTIFIED Certification
FORTIFIED certification requires specific knowledge, training, and attention to detail. Here's why we deliver:
FORTIFIED Expertise
We've completed FORTIFIED certifications across Central Texas and understand the requirements thoroughly. Our crews are trained on FORTIFIED specifications.
Post-April 2025 Experience
We saw firsthand how FORTIFIED homes performed versus standard construction in the April 2025 storm. The evidence convinced us: FORTIFIED should be the standard for Georgetown.
Evaluator Relationships
We work with IBHS-certified evaluators regularly. Efficient scheduling, no surprises, no failed inspections.
Thorough Documentation
FORTIFIED requires extensive photo documentation. We maintain this as standard practice. When the evaluator asks for proof, we have it.
Insurance Navigation
Getting certified is only half the battle. We help you document certification, submit to your insurer, and follow up if discounts aren't applied.
First-Pass Success
Our near-100% first-pass evaluation rate means no costly re-work. We build it right because we build to standard.
Our FORTIFIED Experience in Georgetown
The April 2025 storm was a defining moment for Georgetown roofing. We inspected hundreds of homes in the weeks that followed. The pattern was unmistakable: standard roofs—even relatively new ones—sustained significant damage. Homes built to higher standards, including several FORTIFIED-certified properties, came through with minimal issues.
One inspection in Sun City crystallized it. Two similar homes on the same street, both 15 years old. One had a standard roof replacement four years prior—extensive damage, insurance claim, tarping, months of waiting. The neighbor had upgraded to FORTIFIED during their replacement—minor cosmetic issues, no claim needed, back to normal immediately.
That's when we committed to FORTIFIED as our standard recommendation for Georgetown replacements. Since then, we've helped dozens of Williamson County homeowners achieve certification. We've watched their insurance premiums drop. More importantly, we've watched those same roofs survive subsequent storms.
FORTIFIED isn't the cheapest option upfront. But when you factor in insurance savings, reduced claims, and peace of mind, it's often the smartest investment a Georgetown homeowner can make—especially after living through April 2025.
Recent Projects
Sun City
Post-April 2025 insurance replacement on 16-year-old roof. Homeowner wanted maximum protection going forward.
Challenge: Insurance covered standard replacement only. Homeowner needed to understand out-of-pocket upgrade cost.
Solution: Detailed FORTIFIED upgrade scope ($3,400 above insurance). Combined with Class 4 shingles. Insurance premium dropped 26% at renewal. Payback under 4 years, plus permanent protection.
Berry Creek
FORTIFIED certification during proactive replacement. Original 28-year-old roof was at end-of-life.
Challenge: Older construction—needed to verify sheathing condition before committing to FORTIFIED.
Solution: Pre-construction inspection confirmed solid plywood sheathing. Full FORTIFIED Roof certification. First storm season in decades without a claim.
Wolf Ranch
FORTIFIED upgrade on 6-year-old roof damaged in April 2025. Newer construction.
Challenge: Insurance claim covered replacement. Question: standard replacement or upgrade to FORTIFIED?
Solution: Newer construction was already close to FORTIFIED standards. Upgrade cost minimal ($2,800). Insurance covered base replacement; homeowner paid only upgrade difference plus deductible. 22% premium reduction at renewal.
FAQ
Frequently Asked Questions
Is FORTIFIED worth it in Georgetown even though we don't get hurricanes?
Absolutely. FORTIFIED was developed for all severe weather, not just hurricanes. Georgetown's hail and wind exposure is exactly what FORTIFIED addresses. The sealed deck system keeps water out if shingles are damaged. Enhanced edge metal prevents wind failure. April 2025 proved the value.
How much will I save on insurance with FORTIFIED in Georgetown?
Texas insurers typically offer 10-28% discounts on wind premiums for FORTIFIED certification. For a Georgetown home with $3,500 annual premium, that's $350-$980 per year. Over the 5-year certification period, that's $1,750-$4,900 in savings. Contact your insurer for specific discount information.
What's the difference between FORTIFIED and just getting impact-resistant shingles?
Impact-resistant shingles address hail damage to the shingles themselves. FORTIFIED addresses the entire roof system: sealed deck (water protection if shingles are compromised), enhanced edges (prevents wind failure), proper attachment (resists uplift), and system integration. Combining both provides the most comprehensive protection.
Does FORTIFIED certification expire?
Yes. FORTIFIED designation is valid for 5 years. Re-certification requires an evaluator inspection. If the roof is maintained properly, re-certification is typically just the inspection fee ($300-600).
Can I get FORTIFIED certified without replacing my entire roof?
In rare cases, if your roof is very new (under 5 years), has solid sheathing, and was installed with high-wind methods. However, achieving sealed deck certification typically requires removing shingles. For most homes, FORTIFIED makes the most sense during full replacement.
Do all insurance companies offer FORTIFIED discounts in Texas?
Texas law requires mitigation discounts, but implementation varies. Most major carriers offer FORTIFIED discounts. If your current insurer doesn't, FORTIFIED certification makes you attractive to other carriers.
How long does FORTIFIED certification take?
Construction is similar to standard replacement—2-4 days for most Georgetown homes. Certification adds time for evaluator inspections. Total timeline is usually 2-4 weeks from start to certificate.
Will FORTIFIED help with home resale value?
Yes. FORTIFIED certification transfers with the home and is increasingly valued in the Texas market. After April 2025, Georgetown buyers understand the value of storm protection.
What happens if my roof fails the FORTIFIED inspection?
If the evaluator identifies deficiencies, we correct them at no additional cost. Our near-100% first-pass rate means this is rare—we build to standard, not minimum.
After April 2025, is there a backlog for FORTIFIED certification?
Demand for FORTIFIED increased significantly after April 2025. Evaluator availability can be a factor. We maintain relationships with multiple evaluators and schedule proactively to minimize delays.
Contact information
Thank you for considering us for roofing needs. We will get back to you during normal business hours.
